Terms of Service

Last Updated: March 2026

These Terms of Service govern your use of services provided by G&F Consulting LLC.

Services Provided

G&F Consulting LLC provides consulting services related to credit education, credit repair guidance, funding preparation, and business mentorship.

No Guarantee of Results

While we aim to assist clients in improving their financial positioning, results may vary.

Funding approvals, credit decisions, and financial outcomes are determined solely by third-party financial institutions and credit bureaus.

Client Responsibilities

Clients agree to:

● Provide accurate and truthful information

● Follow recommended steps provided during consultations

● Maintain communication when necessary during the service process

● Failure to provide accurate information may affect results.

Payment Terms

If services require payment, all payment terms will be clearly outlined prior to service commencement.

Refund Policy

Refund policies will be outlined in the service agreement or purchase terms provided to the client.

Limitation of Liability

G&F Consulting LLC is not responsible for financial decisions made by clients or outcomes determined by lenders, credit bureaus, or other financial institutions.

Modifications

G&F Consulting LLC reserves the right to modify these Terms of Service at any time